Surat Mercantile Co-operative Bank - Surat Merc Coop Bank Katargam IFSC Code

Surat Gujarat
IFSC Code
YESB0SMCB03
MICR Code
395245003
Bank Code
YESB

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
B.D. INDUSTRIAL ESTATE, VASTA DEVI ROAD, SURAT - 395004
DISTRICT
Surat
STATE
Gujarat
CONTACT
+912612333602

About Surat Mercantile Co-operative Bank SURAT MERC COOP BANK KATARGAM Branch

The Surat Mercantile Co-operative Bank Surat Merc Coop Bank Katargam branch is located in Surat, Surat district, Gujarat. Its official IFSC code is YESB0SMCB03. This branch offers a wide range of banking services to customers in the Surat area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code YESB0SMCB03 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 395245003, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Surat Merc Coop Bank Katargam branch, always verify the IFSC code YESB0SMCB03 before confirming the transaction.

How to Use This IFSC Code

The IFSC code YESB0SMCB03 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter YESB0SMCB03 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Surat Merc Coop Bank Katargam branch of Surat Mercantile Co-operative Bank in Surat, Gujarat is YESB0SMCB03. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 395245003. MICR codes are used for cheque processing and clearing.
Yes, the Surat Merc Coop Bank Katargam branch of Surat Mercantile Co-operative Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code YESB0SMCB03 for these services.
The complete address is: B.D. INDUSTRIAL ESTATE, VASTA DEVI ROAD, SURAT - 395004, Surat, Gujarat. This branch serves customers in the Surat area.
Yes, Surat Mercantile Co-operative Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter YESB0SMCB03 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.