Varachha Co-operative Bank - Kargil Chowk Punagam Branch IFSC Code

Surat Gujarat
IFSC Code
VARA0289020
MICR Code
395289018
Bank Code
VARA

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
SHOP NO. 110 TO 113, 1ST FLOOR,NILKANTH PLAZA,NR BALAJI RESIDENCY ,KARGIL CHOWK,PUNAGAM
DISTRICT
Surat
STATE
Gujarat
CONTACT
+912616918371

About Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH Branch

The Varachha Co-operative Bank Kargil Chowk Punagam Branch branch is located in Surat, Surat district, Gujarat. Its official IFSC code is VARA0289020. This branch offers a wide range of banking services to customers in the Surat area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code VARA0289020 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 395289018, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Kargil Chowk Punagam Branch branch, always verify the IFSC code VARA0289020 before confirming the transaction.

How to Use This IFSC Code

The IFSC code VARA0289020 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter VARA0289020 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Kargil Chowk Punagam Branch branch of Varachha Co-operative Bank in Surat, Gujarat is VARA0289020. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 395289018. MICR codes are used for cheque processing and clearing.
Yes, the Kargil Chowk Punagam Branch branch of Varachha Co-operative Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code VARA0289020 for these services.
The complete address is: SHOP NO. 110 TO 113, 1ST FLOOR,NILKANTH PLAZA,NR BALAJI RESIDENCY ,KARGIL CHOWK,PUNAGAM, Surat, Gujarat. This branch serves customers in the Surat area.
Yes, Varachha Co-operative Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter VARA0289020 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.