South Indian Bank - Phagwara IFSC Code

Kapurthala Punjab
IFSC Code
SIBL0000575
MICR Code
144059712
Bank Code
SIBL

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
GORAYA MANSION, SINGLA MARKET, G T ROAD PHAGWARA
DISTRICT
Phagwara
STATE
Punjab
CONTACT
+911824221484

About South Indian Bank PHAGWARA Branch

The South Indian Bank Phagwara branch is located in Kapurthala, Phagwara district, Punjab. Its official IFSC code is SIBL0000575. This branch offers a wide range of banking services to customers in the Kapurthala area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code SIBL0000575 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 144059712, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Phagwara branch, always verify the IFSC code SIBL0000575 before confirming the transaction.

How to Use This IFSC Code

The IFSC code SIBL0000575 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter SIBL0000575 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Phagwara branch of South Indian Bank in Kapurthala, Punjab is SIBL0000575. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 144059712. MICR codes are used for cheque processing and clearing.
Yes, the Phagwara branch of South Indian Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code SIBL0000575 for these services.
The complete address is: GORAYA MANSION, SINGLA MARKET, G T ROAD PHAGWARA, Kapurthala, Punjab. This branch serves customers in the Kapurthala area.
Yes, South Indian Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter SIBL0000575 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.