Jammu and Kashmir Bank - Lal Chowk Kargil IFSC Code

Kargil Jammu and Kashmir
IFSC Code
JAKA0KARLAL
MICR Code
194051021
Bank Code
JAKA

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
LALCHOWKKARGILPIN194103
DISTRICT
Kargil
STATE
Jammu and Kashmir
CONTACT
+919419899712

About Jammu and Kashmir Bank LAL CHOWK KARGIL Branch

The Jammu and Kashmir Bank Lal Chowk Kargil branch is located in Kargil, Kargil district, Jammu and Kashmir. Its official IFSC code is JAKA0KARLAL. This branch offers a wide range of banking services to customers in the Kargil area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code JAKA0KARLAL for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 194051021, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Lal Chowk Kargil branch, always verify the IFSC code JAKA0KARLAL before confirming the transaction.

How to Use This IFSC Code

The IFSC code JAKA0KARLAL is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter JAKA0KARLAL when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Lal Chowk Kargil branch of Jammu and Kashmir Bank in Kargil, Jammu and Kashmir is JAKA0KARLAL. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 194051021. MICR codes are used for cheque processing and clearing.
Yes, the Lal Chowk Kargil branch of Jammu and Kashmir Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code JAKA0KARLAL for these services.
The complete address is: LALCHOWKKARGILPIN194103, Kargil, Jammu and Kashmir. This branch serves customers in the Kargil area.
Yes, Jammu and Kashmir Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter JAKA0KARLAL in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.