Esaf Small Finance Bank - Karukachal IFSC Code

Kottayam Kerala
IFSC Code
ESMF0001809
MICR Code
Not Available
Bank Code
ESMF

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Unavailable

Location & Contact

ADDRESS
BUILDING NO 105/D,CHANGANACHERRY - VAZHOOR ROAD,NEAR NSS KUNCTION,KARUKACHAL,KOTTAYAM-DIST,KERALA-686542
DISTRICT
Kottayam
STATE
Kerala

About Esaf Small Finance Bank KARUKACHAL Branch

The Esaf Small Finance Bank Karukachal branch is located in Kottayam, Kottayam district, Kerala. Its official IFSC code is ESMF0001809. This branch offers a wide range of banking services to customers in the Kottayam area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code ESMF0001809 for all online fund transfers, such as NEFT, RTGS and IMPS. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Whether you are receiving funds or sending money to an account at the Karukachal branch, always verify the IFSC code ESMF0001809 before confirming the transaction.

How to Use This IFSC Code

The IFSC code ESMF0001809 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter ESMF0001809 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Karukachal branch of Esaf Small Finance Bank in Kottayam, Kerala is ESMF0001809. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
Yes, the Karukachal branch of Esaf Small Finance Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code ESMF0001809 for these services.
The complete address is: BUILDING NO 105/D,CHANGANACHERRY - VAZHOOR ROAD,NEAR NSS KUNCTION,KARUKACHAL,KOTTAYAM-DIST,KERALA-686542, Kottayam, Kerala. This branch serves customers in the Kottayam area.
Please contact the branch to confirm UPI service availability.
To use this IFSC code, enter ESMF0001809 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.