Esaf Small Finance Bank - Othukkungal IFSC Code

Malappuram Kerala
IFSC Code
ESMF0001549
MICR Code
676760103
Bank Code
ESMF

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Unavailable

Location & Contact

ADDRESS
PVG ARCADE,NEAR MATTATHUR GOVT L P SCHOOL,OTHUKKUNGAL P O,MALAPPURAM 676528
DISTRICT
Othukkungal
STATE
Kerala
CONTACT
+918589909391

About Esaf Small Finance Bank OTHUKKUNGAL Branch

The Esaf Small Finance Bank Othukkungal branch is located in Malappuram, Othukkungal district, Kerala. Its official IFSC code is ESMF0001549. This branch offers a wide range of banking services to customers in the Malappuram area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code ESMF0001549 for all online fund transfers, such as NEFT, RTGS and IMPS. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 676760103, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Othukkungal branch, always verify the IFSC code ESMF0001549 before confirming the transaction.

How to Use This IFSC Code

The IFSC code ESMF0001549 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter ESMF0001549 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Othukkungal branch of Esaf Small Finance Bank in Malappuram, Kerala is ESMF0001549. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 676760103. MICR codes are used for cheque processing and clearing.
Yes, the Othukkungal branch of Esaf Small Finance Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code ESMF0001549 for these services.
The complete address is: PVG ARCADE,NEAR MATTATHUR GOVT L P SCHOOL,OTHUKKUNGAL P O,MALAPPURAM 676528, Malappuram, Kerala. This branch serves customers in the Malappuram area.
Please contact the branch to confirm UPI service availability.
To use this IFSC code, enter ESMF0001549 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.