Esaf Small Finance Bank - Kharsia IFSC Code
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About Esaf Small Finance Bank KHARSIA Branch
The Esaf Small Finance Bank Kharsia branch is located in Janjgir Champa, Kharsia district, Chhattisgarh. Its official IFSC code is ESMF0001474. This branch offers a wide range of banking services to customers in the Janjgir Champa area, including savings and current accounts, loans, and digital banking facilities.
You can use the IFSC code ESMF0001474 for all online fund transfers, such as NEFT, RTGS and IMPS. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.
Additionally, this branch has the MICR code 496760501, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.
Whether you are receiving funds or sending money to an account at the Kharsia branch, always verify the IFSC code ESMF0001474 before confirming the transaction.
How to Use This IFSC Code
The IFSC code ESMF0001474 is required for:
- NEFT Transfers: National Electronic Funds Transfer to this branch
- RTGS Transfers: Real Time Gross Settlement for large transactions
- IMPS Transfers: Immediate Payment Service for instant transfers
- UPI Setup: Link your bank account to UPI apps
- Online Bill Payments: Add beneficiary for utility payments
Simply enter ESMF0001474 when prompted for the IFSC code during any online banking transaction.