Esaf Small Finance Bank - Parathodu IFSC Code

Q: What is the complete address of Esaf Small Finance Bank Parathodu?

The complete address is: VARAKALAYIL BUILDING,2NDFLOOR,NEDUMKANDAM,685553, Idukki, Kerala. This branch serves customers in the Idukki area.

Q: How do I use the IFSC code ESMF0001416 for online transfers?

To use this IFSC code, enter ESMF0001416 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.

Idukki Kerala

IFSC Code

ESMF0001416

MICR Code

685760154

Bank Code

ESMF

Payment Services

NEFT Available

RTGS Available

IMPS Available

UPI Unavailable

Location & Contact

ADDRESS

VARAKALAYIL BUILDING,2NDFLOOR,NEDUMKANDAM,685553

DISTRICT

Parathodu

STATE

Kerala

CONTACT

+918589906970

About Esaf Small Finance Bank PARATHODU Branch

The Esaf Small Finance Bank Parathodu branch is located in Idukki, Parathodu district, Kerala. Its official IFSC code is ESMF0001416. This branch offers a wide range of banking services to customers in the Idukki area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code ESMF0001416 for all online fund transfers, such as NEFT, RTGS and IMPS. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 685760154, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Parathodu branch, always verify the IFSC code ESMF0001416 before confirming the transaction.

How to Use This IFSC Code

The IFSC code ESMF0001416 is required for:

NEFT Transfers: National Electronic Funds Transfer to this branch
RTGS Transfers: Real Time Gross Settlement for large transactions
IMPS Transfers: Immediate Payment Service for instant transfers
UPI Setup: Link your bank account to UPI apps
Online Bill Payments: Add beneficiary for utility payments

Simply enter ESMF0001416 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Parathodu branch of Esaf Small Finance Bank in Idukki, Kerala is ESMF0001416. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.

The MICR (Magnetic Ink Character Recognition) code for this branch is 685760154. MICR codes are used for cheque processing and clearing.

Yes, the Parathodu branch of Esaf Small Finance Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code ESMF0001416 for these services.

The complete address is: VARAKALAYIL BUILDING,2NDFLOOR,NEDUMKANDAM,685553, Idukki, Kerala. This branch serves customers in the Idukki area.

Please contact the branch to confirm UPI service availability.

To use this IFSC code, enter ESMF0001416 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.