Esaf Small Finance Bank - Karunagappally IFSC Code

Kollam Kerala
IFSC Code
ESMF0001331
MICR Code
690760052
Bank Code
ESMF

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Unavailable

Location & Contact

ADDRESS
VANDANA TOWER,LALAJI JUNCTION,NEAR VANDANA AUDITORIUM,KARUNAGAPPALLY,KOLLAM,690518
DISTRICT
Karunagappally
STATE
Kerala
CONTACT
+918589919595

About Esaf Small Finance Bank KARUNAGAPPALLY Branch

The Esaf Small Finance Bank Karunagappally branch is located in Kollam, Karunagappally district, Kerala. Its official IFSC code is ESMF0001331. This branch offers a wide range of banking services to customers in the Kollam area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code ESMF0001331 for all online fund transfers, such as NEFT, RTGS and IMPS. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 690760052, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Karunagappally branch, always verify the IFSC code ESMF0001331 before confirming the transaction.

How to Use This IFSC Code

The IFSC code ESMF0001331 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter ESMF0001331 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Karunagappally branch of Esaf Small Finance Bank in Kollam, Kerala is ESMF0001331. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 690760052. MICR codes are used for cheque processing and clearing.
Yes, the Karunagappally branch of Esaf Small Finance Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code ESMF0001331 for these services.
The complete address is: VANDANA TOWER,LALAJI JUNCTION,NEAR VANDANA AUDITORIUM,KARUNAGAPPALLY,KOLLAM,690518, Kollam, Kerala. This branch serves customers in the Kollam area.
Please contact the branch to confirm UPI service availability.
To use this IFSC code, enter ESMF0001331 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.