Esaf Small Finance Bank - Surat IFSC Code

Surat Gujarat
IFSC Code
ESMF0001239
MICR Code
395760002
Bank Code
ESMF

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Unavailable

Location & Contact

ADDRESS
NO C,21ST CENTURY BUSINESS CENTER,RING ROAD,SURAT,GUJARAT 395002
DISTRICT
Surat
STATE
Gujarat
CONTACT
+917593804014

About Esaf Small Finance Bank SURAT Branch

The Esaf Small Finance Bank Surat branch is located in Surat, Surat district, Gujarat. Its official IFSC code is ESMF0001239. This branch offers a wide range of banking services to customers in the Surat area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code ESMF0001239 for all online fund transfers, such as NEFT, RTGS and IMPS. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 395760002, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Surat branch, always verify the IFSC code ESMF0001239 before confirming the transaction.

How to Use This IFSC Code

The IFSC code ESMF0001239 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter ESMF0001239 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Surat branch of Esaf Small Finance Bank in Surat, Gujarat is ESMF0001239. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 395760002. MICR codes are used for cheque processing and clearing.
Yes, the Surat branch of Esaf Small Finance Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code ESMF0001239 for these services.
The complete address is: NO C,21ST CENTURY BUSINESS CENTER,RING ROAD,SURAT,GUJARAT 395002, Surat, Gujarat. This branch serves customers in the Surat area.
Please contact the branch to confirm UPI service availability.
To use this IFSC code, enter ESMF0001239 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.