Esaf Small Finance Bank - Edapally IFSC Code

Ernakulam Kerala
IFSC Code
ESMF0001103
MICR Code
682760003
Bank Code
ESMF

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Unavailable

Location & Contact

ADDRESS
38/211 A, GRACE TOWER, NEAR EDAPPALLY BYE PASS JUNCTION, EDAPPALLY, ERNAKULAM DISTRICT. PIN 682204
DISTRICT
Edapally
STATE
Kerala
CONTACT
+918589020431

About Esaf Small Finance Bank EDAPALLY Branch

The Esaf Small Finance Bank Edapally branch is located in Ernakulam, Edapally district, Kerala. Its official IFSC code is ESMF0001103. This branch offers a wide range of banking services to customers in the Ernakulam area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code ESMF0001103 for all online fund transfers, such as NEFT, RTGS and IMPS. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 682760003, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Edapally branch, always verify the IFSC code ESMF0001103 before confirming the transaction.

How to Use This IFSC Code

The IFSC code ESMF0001103 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter ESMF0001103 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Edapally branch of Esaf Small Finance Bank in Ernakulam, Kerala is ESMF0001103. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 682760003. MICR codes are used for cheque processing and clearing.
Yes, the Edapally branch of Esaf Small Finance Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code ESMF0001103 for these services.
The complete address is: 38/211 A, GRACE TOWER, NEAR EDAPPALLY BYE PASS JUNCTION, EDAPPALLY, ERNAKULAM DISTRICT. PIN 682204, Ernakulam, Kerala. This branch serves customers in the Ernakulam area.
Please contact the branch to confirm UPI service availability.
To use this IFSC code, enter ESMF0001103 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.