Equitas Small Finance Bank - Kosmi IFSC Code

Balaghat Madhya Pradesh
IFSC Code
ESFB0014005
MICR Code
481756001
Bank Code
ESFB

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
NOVELTY HOUSE ROAD,WARD NO.18,BALAGHAT,MADHYA PRADESH
DISTRICT
Balaghat
STATE
Madhya Pradesh
CONTACT
+914430898015

About Equitas Small Finance Bank KOSMI Branch

The Equitas Small Finance Bank Kosmi branch is located in Balaghat, Balaghat district, Madhya Pradesh. Its official IFSC code is ESFB0014005. This branch offers a wide range of banking services to customers in the Balaghat area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code ESFB0014005 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 481756001, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Kosmi branch, always verify the IFSC code ESFB0014005 before confirming the transaction.

How to Use This IFSC Code

The IFSC code ESFB0014005 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter ESFB0014005 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Kosmi branch of Equitas Small Finance Bank in Balaghat, Madhya Pradesh is ESFB0014005. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 481756001. MICR codes are used for cheque processing and clearing.
Yes, the Kosmi branch of Equitas Small Finance Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code ESFB0014005 for these services.
The complete address is: NOVELTY HOUSE ROAD,WARD NO.18,BALAGHAT,MADHYA PRADESH, Balaghat, Madhya Pradesh. This branch serves customers in the Balaghat area.
Yes, Equitas Small Finance Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter ESFB0014005 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.