CITI Bank - Cochin IFSC Code

Ernakulam Kerala
IFSC Code
CITI0000012
MICR Code
682037002
Bank Code
CITI

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
PHOTOFAST HS., DOOR NO.38/1581, MG ROAD, PADMA JUNCTION, COCHIN 682035
DISTRICT
Kochi
STATE
Kerala
CONTACT
+914842383936

About CITI Bank COCHIN Branch

The CITI Bank Cochin branch is located in Ernakulam, Kochi district, Kerala. Its official IFSC code is CITI0000012. This branch offers a wide range of banking services to customers in the Ernakulam area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code CITI0000012 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 682037002, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Cochin branch, always verify the IFSC code CITI0000012 before confirming the transaction.

How to Use This IFSC Code

The IFSC code CITI0000012 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter CITI0000012 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Cochin branch of CITI Bank in Ernakulam, Kerala is CITI0000012. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 682037002. MICR codes are used for cheque processing and clearing.
Yes, the Cochin branch of CITI Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code CITI0000012 for these services.
The complete address is: PHOTOFAST HS., DOOR NO.38/1581, MG ROAD, PADMA JUNCTION, COCHIN 682035, Ernakulam, Kerala. This branch serves customers in the Ernakulam area.
Yes, CITI Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter CITI0000012 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.