Bank of India - Kerma IFSC Code

Muzaffarpur Bihar
IFSC Code
BKID0004682
MICR Code
842013512
Bank Code
BKID

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
PO KERMA BLOCK KURHANIKUZAFFARPUR
DISTRICT
Muzaffarpur
STATE
Bihar
CONTACT
+917283233076

About Bank of India KERMA Branch

The Bank of India Kerma branch is located in Muzaffarpur, Muzaffarpur district, Bihar. Its official IFSC code is BKID0004682. This branch offers a wide range of banking services to customers in the Muzaffarpur area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code BKID0004682 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 842013512, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Kerma branch, always verify the IFSC code BKID0004682 before confirming the transaction.

How to Use This IFSC Code

The IFSC code BKID0004682 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter BKID0004682 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Kerma branch of Bank of India in Muzaffarpur, Bihar is BKID0004682. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 842013512. MICR codes are used for cheque processing and clearing.
Yes, the Kerma branch of Bank of India supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code BKID0004682 for these services.
The complete address is: PO KERMA BLOCK KURHANIKUZAFFARPUR, Muzaffarpur, Bihar. This branch serves customers in the Muzaffarpur area.
Yes, Bank of India supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter BKID0004682 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.